BB&T- Reviews on BB&T

BB&T customers are offered a wide range of financial services which includes retail and commercial banking, Insurance, investments, wealth management, asset management, mortgages, corporate banking, specialized lending, capital markets.

The BB&T online banking system is an easy to access, one-stop-shop option for people looking for a financial institution in some certain states in the South, Midwest, and East Coast.

Also, BB&T merged with SunTrust to become “Truist” but however, the brands offer separate products as of now.

BB&T Bank experience

The BB&T has a digital banking platform called “U” which is popular among the app reviewers.

For iOS users, in the Apple app store, the mobile banking app has scored a 4.8 out of five stars for its reviews which is a high score for a banking application.

For Android on the play store, the mobile banking app also scored 4.8 out of five stars which is also a good review.

THE BB&T BANKING APP HAS FEATURES WHICH INCLUDES:

  1. Pay for bill or pay a friend
  2. Deposit checks.
  3. A feature that is not common: “port in data from your other financial accounts”.
  4. Search for your transactions.
In Addition

The BB&T has also counts of about 2,400 ATMs across its footprint.

Customers of BB&T can also use Zelle to send money to others.

Advantages of BB&T
  1. There’s An online savings account which is available with no monthly maintenance fee or minimum deposit.
  2. It’s mobile application U by BB&T is rated highly which also helps to manage multiple accounts from a customizable dashboard.
  3. It’s Regular Savings only requires an amount of $25 opening deposit.
  4. The Regular Savings account also allows you to make up to two excessive transfers without incurring any fee.
  5. The eSavings account doesn’t have a monthly maintenance fee attached to it.
  6. All you need is a $50 to open a Bright Banking account.
  7. The BB&T charges $3 for out-of-network withdrawals at ATMs.
Disadvantages of BB&T
  1. You can only open the Regular Savings account in a branch.
  2. The Regular Savings and eSavings account customers will incur a $3 fee from BB&T for using any out-of-network ATM.
  3. Also, There are much higher APY accounts available from other banks.
  4. Again, The Bright Banking account does not earn any interest.
  5. The requirements to waive the monthly fee are just relatively high.

IN CONCLUSION

Bb&T (Branch Banking and Trust Co.) is an FDIC-insured bank which it’s headquarters are in Winston Salem, North Carolina.

The BB&T offers fairly accessible deposit account options and solid customer experience.

They merged with SunTrust to become Truist.

NOTE: one of its other disadvantages is that There’s a $10,000 minimum deposit which is to open the Investors Deposit Account if you want to open the Investors Deposit Account.

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